Lend & Borrow for payday loans | ChanceHub

I'm a borrower who need cash advance, payday loans or legit personal loans.

I am a direct payday lender needing more borrowers. Post payday loan ads for free.

Latest Borrow Needs

buy a car

Eric kennedy needs $4,000 loans | 07/19 | Los Angeles

Pay bills

DeonP needs $1,000 loans | 07/18 | New York

bills.

vmwashington needs $2,000 loans | 07/09 | Cleveland

Buy car

Legacy needs $9,500 loans | 06/28 | Central NJ

start a business

mrcpu980 needs $150,000 loans | 06/22 | Fayetteville

Pay bills

Carolyn needs $5,000 loans | 06/18 | Atlanta

Pay bills

Carolyn needs $5,000 loans | 06/18 | Atlanta

Nurse

Marcellia needs $500 loans | 06/13 | Des Moines

Latest Loan Offers

DO YOU NEED $100,000 IN NO DOC FUNDING?

goodcredit, 07/14 | Manhattan

Local Credit Repair (Central la)

creditcrb6, 07/14 | Los Angeles

Bank of the West

bankofthewest, 07/14 | San Francisco

EASY LOAN OFFER........APPLY NOW

frankdavisloaninc, 07/14 | Los Angeles

"Get Up to $1,000 Today!"

PAYDAY-TODAY, 07/14 | San Francisco

Fast Wire Cash (Plantation)

sharma, 07/14 | New York

Need some help with your corporation and funding? (Valley)

nationalcorporationsinc15, 07/14 | Los Angeles

BUSINESS LOAN TO HELP YOU LOOK AHEAD. (WA)

fastbusinessfinance, 07/14 | Los Angeles

Implications of non-payment

Financial implications:
fees for short term loans that amount up to $1000 may vary from $15 to $40 for $100 borrowed. Lenders may charge higher fees.
Impact on credit score:
if the borrower fails to repay the debt, the lender is within their right to file a report with a credit rating company saying the borrower in question hasn’t paid back the loan.
Collection practices:
most lenders from our network stick to in-house collections and attempt to collect the debt through Email, SMS and telephone.
Renewal policy:
depending on the lender, renewal may be automatic if the loan has not been repaid on the due date.
Representative APR:
The APR for short term loans ranges from 260.71% to 1,825.00%. Though the APR for short term loans is higher than traditional loan APRs it is still less than interest rates charged for bounced checks or overdraft fees.
More about Implications of non-payment, Rates & Fees