Lend & Borrow for payday loans | ChanceHub

I'm a borrower who need cash advance, payday loans or legit personal loans.

I am a direct payday lender needing more borrowers. Post payday loan ads for free.

Latest Borrow Needs

Pay the bill

Tenille Williams needs $500 loans | 06/27 | Memphis

Medical

Julie needs $300 loans | 06/27 | Lima/Findlay

Get caught up in bills.

Michele needs $5,000 loans | 06/27 | Houston

Pay the light bill

Taisha needs $200 loans | 06/27 | Houston

Pay Electricity-about to turn off

Ry needs $500 loans | 06/27 | Orlando

Pay rent

Cfluker80 needs $400 loans | 06/27 | Detroit

Pay The Bill

Railynn14 needs $500 loans | 06/27 | Montgomery

Pay a deposit

Regi needs $300 loans | 06/27 | Birmingham

Latest Loan Offers

Nationwide Business Loan, Venture Capital Assistance

AcademyBusinessFunding, 06/27 | Phoenix

free cash help

ling23, 06/27 | Dothan

Commercial Funding $50k to $2MM No Upfront Fees

ezcapitalgroup, 06/27 | Los Angeles

Get Instant Cash Up To $10,000 - Bad Credit OK! (Los angeles)

36credit5, 06/27 | Los Angeles

30 day credit repair

reach out, 06/27 | Chicago

VEGAS UNSECURED COMMERCIAL BUSINESS LOANS. (Nevada)

businessownersfunding, 06/27 | Los Angeles

Approved within an hour!

G.B.C. FINANCE, 06/27 | Houston

Credit: Business & Personal Loans 125K Fast

outlook, 06/27 | Los Angeles

Implications of non-payment

Financial implications:
fees for short term loans that amount up to $1000 may vary from $15 to $40 for $100 borrowed. Lenders may charge higher fees.
Impact on credit score:
if the borrower fails to repay the debt, the lender is within their right to file a report with a credit rating company saying the borrower in question hasn’t paid back the loan.
Collection practices:
most lenders from our network stick to in-house collections and attempt to collect the debt through Email, SMS and telephone.
Renewal policy:
depending on the lender, renewal may be automatic if the loan has not been repaid on the due date.
Representative APR:
The APR for short term loans ranges from 260.71% to 1,825.00%. Though the APR for short term loans is higher than traditional loan APRs it is still less than interest rates charged for bounced checks or overdraft fees.
More about Implications of non-payment, Rates & Fees