Lend & Borrow for payday loans | ChanceHub

I'm a borrower who need cash advance, payday loans or legit personal loans.

I am a direct payday lender needing more borrowers. Post payday loan ads for free.

Latest Borrow Needs

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Latest Loan Offers

If your currently workkng only 3% rate a year

Chad enterprise, 06/09 | Milwaukee

New York Payday Loans

remibouhaniche.com, 06/06 | Spokane

Get Fast Payday Loans of $100 to $1500!

Check City Nevada, 06/06 | Salt Lake City

No collateral is necessary or accepted.

A C E Cash Express, 06/06 | New York

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LOAN OFFER @ 4% INTEREST RATE (APPLY TODAY)

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Cash Advance/Short-term Loans

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Implications of non-payment

Financial implications:
fees for short term loans that amount up to $1000 may vary from $15 to $40 for $100 borrowed. Lenders may charge higher fees.
Impact on credit score:
if the borrower fails to repay the debt, the lender is within their right to file a report with a credit rating company saying the borrower in question hasn’t paid back the loan.
Collection practices:
most lenders from our network stick to in-house collections and attempt to collect the debt through Email, SMS and telephone.
Renewal policy:
depending on the lender, renewal may be automatic if the loan has not been repaid on the due date.
Representative APR:
The APR for short term loans ranges from 260.71% to 1,825.00%. Though the APR for short term loans is higher than traditional loan APRs it is still less than interest rates charged for bounced checks or overdraft fees.
More about Implications of non-payment, Rates & Fees