Lend & Borrow for payday loans | ChanceHub

I'm a borrower who need cash advance, payday loans or legit personal loans.

I am a direct payday lender needing more borrowers. Post payday loan ads for free.

Latest Borrow Needs

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seersh needs $10,000 loans | 04/29 | Cape Cod

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Wison needs $200,000 loans | 02/03 | New York

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Anh Hoang Pham Doan needs $1,666 loans | 05/31 | North Central FL

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Latest Loan Offers

3

Perry Carlos , 04/17 | Charlotte

Do you need a loan

Perry Carlos , 04/17 | Charlotte

Affiliate Funding Consultant

Cnergie Capital, 03/10 | Atlanta

Do you need a loan? Apply now!

All Lenders LLC, 12/19 | Pittsburgh

Lender

All Lenders LLC, 12/19 | Pittsburgh

Get a loan at 3% rate

Hrad Loans LLC, 12/08 | Miami

Vice President

Hrad Loans LLC, 12/08 | Miami

Chief Loan Officer

Stacey's Funding LLC, 09/24 | Central NJ

Implications of non-payment

Financial implications:
fees for short term loans that amount up to $1000 may vary from $15 to $40 for $100 borrowed. Lenders may charge higher fees.
Impact on credit score:
if the borrower fails to repay the debt, the lender is within their right to file a report with a credit rating company saying the borrower in question hasn’t paid back the loan.
Collection practices:
most lenders from our network stick to in-house collections and attempt to collect the debt through Email, SMS and telephone.
Renewal policy:
depending on the lender, renewal may be automatic if the loan has not been repaid on the due date.
Representative APR:
The APR for short term loans ranges from 260.71% to 1,825.00%. Though the APR for short term loans is higher than traditional loan APRs it is still less than interest rates charged for bounced checks or overdraft fees.
More about Implications of non-payment, Rates & Fees