Lend & Borrow for payday loans | ChanceHub

I'm a borrower who need cash advance, payday loans or legit personal loans.

I am a direct payday lender needing more borrowers. Post payday loan ads for free.

Latest Borrow Needs

Pay bills

Carolyn needs $5,000 loans | 06/18 | Atlanta

Pay bills

Carolyn needs $5,000 loans | 06/18 | Atlanta

Nurse

Marcellia needs $500 loans | 06/13 | Des Moines

Emergently need to cover rent between jobs

Drowning Mom needs $1,000 loans | 06/06 | New York

Need to restart my life.

Petelef needs $10,000 loans | 05/25 | New York

Consolidate

Petelef needs $10,000 loans | 05/25 | New York

This is needed for an emergency & I need to pay some bi

Marie needs $5,000 loans | 05/16 | Memphis

This is needed for an emergency & I need to pay some bi

Marie needs $5,000 loans | 05/16 | Jonesboro

Latest Loan Offers

Credit rating improvement center (Midtown)

creditcrb26, 06/18 | New York

Evergreen Business Capital(Portland, OR)

allow, 06/18 | New York

FAST AND EASY BUSINESS LOANS, your personal loan

leveragefunding, 06/18 | Los Angeles

.ez-checks (Houston)

checks43, 06/18 | New York

1st Capital Car Title loans(Charlotte, North Carolina)

need34, 06/18 | New York

PFCU (Pasadena)

domainsbyproxy, 06/18 | New York

Personal Funding

unitedcredit, 06/18 | New York

Get the cash you need

EZCORP, Inc, 06/18 | Houston

Implications of non-payment

Financial implications:
fees for short term loans that amount up to $1000 may vary from $15 to $40 for $100 borrowed. Lenders may charge higher fees.
Impact on credit score:
if the borrower fails to repay the debt, the lender is within their right to file a report with a credit rating company saying the borrower in question hasn’t paid back the loan.
Collection practices:
most lenders from our network stick to in-house collections and attempt to collect the debt through Email, SMS and telephone.
Renewal policy:
depending on the lender, renewal may be automatic if the loan has not been repaid on the due date.
Representative APR:
The APR for short term loans ranges from 260.71% to 1,825.00%. Though the APR for short term loans is higher than traditional loan APRs it is still less than interest rates charged for bounced checks or overdraft fees.
More about Implications of non-payment, Rates & Fees