Lend & Borrow for payday loans | ChanceHub

I'm a borrower who need cash advance, payday loans or legit personal loans.

I am a direct payday lender needing more borrowers. Post payday loan ads for free.

Latest Borrow Needs

home inprovments

Tammy needs $5,000 loans | 09/17 | Meridian

Bills

Kpalmer91 needs $300 loans | 09/03 | Fort Worth

loan offer for people who need

Hollie needs $45,267 loans | 08/27 | New York

We give out all kind of loan

Hollie needs $4,890 loans | 08/27 | New York

New Apartment

Liz needs $650 loans | 08/25 | Southeast IA

Pay bills

Taylor needs $150 loans | 08/19 | San Antonio

Moving expenses

Kelly walters needs $1,500 loans | 08/13 | Ames

Stop Eviction

Jill needs $400 loans | 08/12 | Minneapolis / St. Paul | Loan Status: Success

Latest Loan Offers

Business Funding, SBA, Equity, Real Estate, Cash Advances

business-loan-funding1, 09/15 | Los Angeles

Need a Loan? We grant Loans on Gold, Diamonds, Silver & Jewelry.

goldstar4cash, 09/15 | Los Angeles

Loans.Net For All Your Financing Needs

Loans.net Network Ltd, 09/15 | New York

Heritage Cash Advance

account, 09/15 | Jacksonville

End Of The Year Bonaza! Invest $1K to Earn $10K in 10days Guarantee

Better Days Money, 09/15 | Brooklyn

loanmax (Las Vegas)

approval34, 09/15 | New York

Loans In My City

loansinmy, 09/15 | Delaware

Cash Advance/Short-term Loans

cashamerica, 09/15 | Denver

Implications of non-payment

Financial implications:
fees for short term loans that amount up to $1000 may vary from $15 to $40 for $100 borrowed. Lenders may charge higher fees.
Impact on credit score:
if the borrower fails to repay the debt, the lender is within their right to file a report with a credit rating company saying the borrower in question hasn’t paid back the loan.
Collection practices:
most lenders from our network stick to in-house collections and attempt to collect the debt through Email, SMS and telephone.
Renewal policy:
depending on the lender, renewal may be automatic if the loan has not been repaid on the due date.
Representative APR:
The APR for short term loans ranges from 260.71% to 1,825.00%. Though the APR for short term loans is higher than traditional loan APRs it is still less than interest rates charged for bounced checks or overdraft fees.
More about Implications of non-payment, Rates & Fees