Lend & Borrow for payday loans | ChanceHub

I'm a borrower who need cash advance, payday loans or legit personal loans.

I am a direct payday lender needing more borrowers. Post payday loan ads for free.

Latest Borrow Needs

Business start up

Hero1234 needs $7,000 loans | 07/21 | New York

I need a legitimate lender to assist me

KC needs $5,000 loans | 07/20 | New York

Require $7500 Loan to consolidate bills

Jodi needs $7,500 loans | 07/19 | Milwaukee

Emergency bill

Narnold needs $2,500 loans | 07/19 | Bismarck

Moving

Mike needs $475 loans | 07/18 | Eastern montana

Pay bills and car repair

Laverne needs $999 loans | 07/17 | Richmond

Pay off car title pawn and chapter 13 bankruptcy

PriscillaK needs $15,000 loans | 07/13 | Macon

Invest in a laundromat

Tuga1225 needs $200,000 loans | 07/10 | North Jersey

Latest Loan Offers

United Financial Services Group, Inc.

United Financial Services, 07/07 | Philadelphia

Business loans are us!

rebusinessfunding1, 07/07 | Los Angeles

Cash Biz

Cash Biz, 07/07 | Houston

All we need is your desire to get funded and 2 business days to find the best solution for you!

Integrated Solutions Inc, 07/07 | New York

Gov't Certified Co Assisting is Tax Prep and Credit Restoration (Fairfield)

proffittassociates1, 07/07 | New York

Loans up to 70% of Future Value

rilleraassociates1, 07/07 | Los Angeles

Mr. Payroll Check Cashing!

Mr. Payroll Corporation , 07/07 | Fort Worth

BUSINESS & SBA LOAN FUNDING AVAILABLE. NO UPFRONT FEES! (NYC Metro Area)

cash, 07/07 | Los Angeles

Implications of non-payment

Financial implications:
fees for short term loans that amount up to $1000 may vary from $15 to $40 for $100 borrowed. Lenders may charge higher fees.
Impact on credit score:
if the borrower fails to repay the debt, the lender is within their right to file a report with a credit rating company saying the borrower in question hasn’t paid back the loan.
Collection practices:
most lenders from our network stick to in-house collections and attempt to collect the debt through Email, SMS and telephone.
Renewal policy:
depending on the lender, renewal may be automatic if the loan has not been repaid on the due date.
Representative APR:
The APR for short term loans ranges from 260.71% to 1,825.00%. Though the APR for short term loans is higher than traditional loan APRs it is still less than interest rates charged for bounced checks or overdraft fees.
More about Implications of non-payment, Rates & Fees