Lend & Borrow for payday loans | ChanceHub

I'm a borrower who need cash advance, payday loans or legit personal loans.

I am a direct payday lender needing more borrowers. Post payday loan ads for free.

Latest Borrow Needs

Pay bill

Des needs $300 loans | 06/26 | Maine

Pay a bill

Stacy needs $300 loans | 06/26 | Houston

Pay the bill

Stacy needs $300 loans | 06/26 | Houston | Loan Status: Success

Pay rent

Ericalcosby8885 needs $250 loans | 06/26 | Colorado Springs

Moving expenses for a family

Maria Bolton needs $400 loans | 06/26 | Washington DC

Personal

Andrewaa1 needs $600 loans | 06/26 | North Mississippi

Buy a used car

Tiki38 needs $2,000 loans | 06/26 | Eastern

Buy car

Tiki38 needs $2,000 loans | 06/26 | Eastern

Latest Loan Offers

Managing Director

Ingenius Capital Solution, 06/23 | Central NJ

Short Term Financing Available Whether in Business 6 mo

Phoenix Funding and Finan, 06/23 | Central NJ

NO FICO BUSINESS LENDING

DIYFunding, 06/23 | Las Vegas

Large Personal Loans, Real Estate Investment Loans, Businses Loans. Interest start at 6.99%

EASY CAPITAL and Loans , 06/23 | Brooklyn

Quick Loan Offer

kumaresan, 06/23 | New York

restaurant financing, bar and tavern funding, hotel motel loans (New York)

restaurantfinancing1, 06/23 | Los Angeles

EZMoney (Austin)

access, 06/23 | New York

1st Franklin Financial Corporation

1st Franklin Financial Co, 06/23 | Nashville

Implications of non-payment

Financial implications:
fees for short term loans that amount up to $1000 may vary from $15 to $40 for $100 borrowed. Lenders may charge higher fees.
Impact on credit score:
if the borrower fails to repay the debt, the lender is within their right to file a report with a credit rating company saying the borrower in question hasn’t paid back the loan.
Collection practices:
most lenders from our network stick to in-house collections and attempt to collect the debt through Email, SMS and telephone.
Renewal policy:
depending on the lender, renewal may be automatic if the loan has not been repaid on the due date.
Representative APR:
The APR for short term loans ranges from 260.71% to 1,825.00%. Though the APR for short term loans is higher than traditional loan APRs it is still less than interest rates charged for bounced checks or overdraft fees.
More about Implications of non-payment, Rates & Fees