Lend & Borrow for payday loans | ChanceHub

I'm a borrower who need cash advance, payday loans or legit personal loans.

I am a direct payday lender needing more borrowers. Post payday loan ads for free.

Latest Borrow Needs

Business start up

Hero1234 needs $7,000 loans | 07/21 | New York

I need a legitimate lender to assist me

KC needs $5,000 loans | 07/20 | New York

Require $7500 Loan to consolidate bills

Jodi needs $7,500 loans | 07/19 | Milwaukee

Emergency bill

Narnold needs $2,500 loans | 07/19 | Bismarck

Moving

Mike needs $475 loans | 07/18 | Eastern montana

Pay bills and car repair

Laverne needs $999 loans | 07/17 | Richmond

Pay off car title pawn and chapter 13 bankruptcy

PriscillaK needs $15,000 loans | 07/13 | Macon

Invest in a laundromat

Tuga1225 needs $200,000 loans | 07/10 | North Jersey

Latest Loan Offers

Need Short term or Long Term Loans?

Peatland Fundings inc, 07/23 | Miami

Looking for a loan look no further !

Legal Loan Services Inc., 07/23 | Long Island

*True Business Loans Owners!

MBusinessF, 07/23 | Los Angeles

Five Programs to choose from - No upfront Fees - Personal - Corp - Up to 300k - Brokers Welcome

Credit Source USA, 07/23 | New York

LOAN OFFER AT 5% INTEREST RAT...APPLY NOW

finslym, 07/23 | New York

Small Commercial Boat Loans

homeportfunding2, 07/23 | Los Angeles

FAST Capital Funding for Your Business or Personal $25,000. to $500,000

Commercial Business Fundi, 07/23 | Manhattan

AZ title loans

AZ title loans, 07/23 | Phoenix

Implications of non-payment

Financial implications:
fees for short term loans that amount up to $1000 may vary from $15 to $40 for $100 borrowed. Lenders may charge higher fees.
Impact on credit score:
if the borrower fails to repay the debt, the lender is within their right to file a report with a credit rating company saying the borrower in question hasn’t paid back the loan.
Collection practices:
most lenders from our network stick to in-house collections and attempt to collect the debt through Email, SMS and telephone.
Renewal policy:
depending on the lender, renewal may be automatic if the loan has not been repaid on the due date.
Representative APR:
The APR for short term loans ranges from 260.71% to 1,825.00%. Though the APR for short term loans is higher than traditional loan APRs it is still less than interest rates charged for bounced checks or overdraft fees.
More about Implications of non-payment, Rates & Fees